FinLab’s final deadline is April 27, 2017 at 11:59pm PDT. Apply now!


Building Solutions for Financial Health

Learn more about the companies behind innovative solutions that can make financial health a reality for all Americans.

2016 Challenge Winners

FinLab's 2016 competition focused on identifying promosing early-stage innovations that leverage technology to help Americans plan for, mitigate and weather financial shocks.

  • Albert

    Albert is a mobile app that improves financial health with practical, actionable financial recommendations.

  • Bee

    Bee is a fintech startup built on the principle that all Americans deserve convenient, high quality retail financial services.

  • Earn

    EARN is a national nonprofit leveraging technology to solve America’s savings crisis.

  • EarnUp

    EarnUp is a consumer-first platform that intelligently automates loan payments and identifies earning opportunities for the 200 million indebted Americans.

  • eCreditHero

    80 percent of credit reports contain an error. eCreditHero helps consumers fix their credit for free.

  • Everlance

    Everlance is an app that allows freelancers to automatically track their business miles and expenses.

  • Remedy

    Remedy protects people from medical bill errors and overcharges, saving the average family over $1,000 per year.

  • Scratch

    Scratch is a modern-day loan servicer that delivers a borrower-first experience.

  • WiseBanyan

    WiseBanyan is the world’s first free financial advisor.

2015 Challenge Winners

FinLab launched its first competition in February 2015 with the goal of identifying emerging innovations that leverage technology to reduce the cost, time, and stress Americans face as they manage their household cash flows.

  • Ascend

    Reduces risk on current loans and rewards the borrower by lowering interest payments for positive financial behaviors.

  • Digit

    Automated savings tool that identifies small amounts of money that can be moved from checking into savings based on spending habits.

  • Even

    Turns the inconsistent income of hourly and part-time workers into a steady salary.

  • LendStreet

    Marketplace-lending platform that helps borrowers reduce their debt and rebuild their credit.

  • PayGoal

    A workplace tool that enables financially underserved workers to improve their financial health.

  • Prism

    Comprehensive bill payment and management app that helps people better manage their personal finances. In early 2016, Prism was acquired by fintech company PayNearMe.

  • Propel

    Simplifies the food stamp application process by streamlining the initial enrollment form.

  • Puddle

    Reduces risk on current loans and rewards the borrower by lowering interest payments for positive financial behaviors.

  • SupportPay

    An automated payment platform that enables parents to share child expenses and exchange child support.

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