Companies

Building Solutions for Financial Health

Learn more about the companies behind innovative solutions that can make financial health a reality for all Americans.

2017 Challenge Winners

FinLab's 2017 challenge focused on identifying innovative products that can improve the financial health of the 138 million adults in America who are financially unhealthy.

  • Blueprint Income

    Blueprint Income is creating the future pension – a simple, pre-determined income stream backed by insurance companies.

  • Dave

    Dave predicts your "7 day low" checking account balance and offers advances on your paycheck at 0% interest to help prevent overdraft.

  • EverSafe

    EverSafe monitors seniors' bank and investment accounts, credit cards and credit reports — serving as an extra set of eyes to detect fraud, scams, and identity theft.

  • Grove

    Grove delivers personalized, comprehensive financial advice that is accessible and affordable.

  • Nova

    Nova has created the world’s first cross-border credit reporting agency by building data partnerships across the globe.

  • Point

    Point is a home equity platform that is changing the way homeowners buy and finance their biggest asset, giving homeowners cash today for a share of their home’s future appreciation.

  • Token Transit

    Token Transit is a mobile app to quickly and easily pay for public transportation.

  • Tomorrow

    Tomorrow aims to provide long-term financial security to busy millennials and working families.

2016 Challenge Winners

FinLab's 2016 competition focused on identifying promosing early-stage innovations that leverage technology to help Americans plan for, mitigate and weather financial shocks.

  • Albert

    Albert is a mobile app that improves financial health with practical, actionable financial recommendations.

  • Bee

    Bee is a fintech startup built on the principle that all Americans deserve convenient, high quality retail financial services.

  • Earn

    EARN is a national nonprofit leveraging technology to solve America’s savings crisis.

  • EarnUp

    EarnUp is a consumer-first platform that intelligently automates loan payments and identifies earning opportunities for the 200 million indebted Americans.

  • eCreditHero

    80 percent of credit reports contain an error. eCreditHero helps consumers fix their credit for free.

  • Everlance

    Everlance is an app that allows freelancers to automatically track their business miles and expenses.

  • Remedy

    Remedy protects people from medical bill errors and overcharges, saving the average family over $1,000 per year.

  • Scratch

    Scratch is a modern-day loan servicer that delivers a borrower-first experience.

  • WiseBanyan

    WiseBanyan is the world’s first free financial advisor.

2015 Challenge Winners

FinLab launched its first competition in February 2015 with the goal of identifying emerging innovations that leverage technology to reduce the cost, time, and stress Americans face as they manage their household cash flows.

  • Ascend

    Reduces risk on current loans and rewards the borrower by lowering interest payments for positive financial behaviors.

  • Digit

    Automated savings tool that identifies small amounts of money that can be moved from checking into savings based on spending habits.

  • Even

    Turns the inconsistent income of hourly and part-time workers into a steady salary.

  • LendStreet

    Marketplace-lending platform that helps borrowers reduce their debt and rebuild their credit.

  • PayGoal

    A workplace tool that enables financially underserved workers to improve their financial health.

  • Prism

    Comprehensive bill payment and management app that helps people better manage their personal finances. In early 2016, Prism was acquired by fintech company PayNearMe.

  • Propel

    Simplifies the food stamp application process by streamlining the initial enrollment form.

  • Puddle

    Reduces risk on current loans and rewards the borrower by lowering interest payments for positive financial behaviors.

  • SupportPay

    An automated payment platform that enables parents to share child expenses and exchange child support.

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